Medical expenses you can have reimbursed through your medical FSA include services incurred by you or your eligible dependents for the diagnosis, treatment or prevention of disease or for the amounts you pay for transportation to get medical care.
In general, deductions allowed for medical expenses on your federal income tax [according to IRC Section 213 (d)] may be reimbursed through your FSA. It is possible that changes in the IRS rules can affect the eligible, potentially eligible, and/or ineligible expense categories.
The following is a partial list of eligible expenses. A more complete list is available when you sign into your account. If you have any questions about an item's eligibility, please contact customer service.
Some expenses are only partially reimbursable. This means only the portion of the cost that exceeds the price of a regular item (excess cost) is eligible. The member must submit a price comparison for a similar item along with their claim form. Example: If your healthcare provider recommends Orthopedic shoes and the cost is $15 more than regular shoes, only the $15 excess cost is eligible for reimbursement.
Abortion
Acupuncture
Alcoholism Treatment
Ambulance
Artificial Limbs
Asthma Treatments/Nebulizer
Blood Pressure monitoring devices
Body Scans (e.g. MRI, CAT Scan)
Brace (e.g. knee, back, wrist)
Braille books/magazines (Excess Cost)
Chiropractic Treatments (e.g. adjustments)
Circumcision
Co-insurance amounts (health, dental or vision)
Contact lenses (corrective)
Contraceptives (e.g. birth control pills, condoms, Norplant)
Convalescent home (for medical treatment only)
Co-payments (health, dental or vision)
C-PAP Machine and Supplies
Crutches (purchase or rental)
Deductibles (health, dental or vision)
Dental Procedures, non-cosmetic (e.g. x-rays, fillings, extractions, crowns, implants)
Dentures/Denture Adhesive
Diabetic supplies (e.g. insulin, syringe, monitor, insulin pump)
Drug Addiction/Substance Abuse Treatment
Embryo, Egg and Sperm Storage Fees
Eye exams
Eye surgery (laser or radial keratotomy)
Eyeglasses - prescription sunglasses/safety glasses
Eyeglasses - reading
Fertility Treatments (e.g. artificial insemination, egg donor fees, in vitro)
Flu shots
Fluoridation Treatment at a dental office
Gambling Problem Treatment
Hearing tests, aids and batteries
Home Healthcare
Hormone Replacement Therapy (HRT)
Immunizations
Individual Counseling (counseling must be performed to alleviate or prevent a physical or mental defect or illness)
Lab tests
Medical alert bracelet or necklace
Medical records charges
Mental health treatment facility
"Morning-after" contraceptive pills
Occlusal guards to prevent teeth grinding
Oral Surgery
Organ Transplant (including donor's expenses)
Orthodontics
Oxygen and oxygen equipment
Patient responsibilities under the medical, dental or vision plan solely because of the plan's deductible, co-pay (coinsurance), reasonable and customary charge limit or benefit limit
Patterning Exercises
Physical Exams (routine, medical, well-child)
Physical Therapy
Prenatal/Postnatal Exams
Prescription drugs (Special rules apply, e.g. prescription drugs obtained from out of country are not covered)
Preventive care screenings (e.g. mammogram, colonoscopy)
Prosthesis
Psychiatric care
Shipping and handling fees for eligible expenses
Sleep study
Smoking Cessation medications/programs
Speech Therapy
Support (e.g. wrist, knee, elbow)
Surgical Stockings (e.g. Jobst Stockings)
Taxes paid for eligible expenses
Telephone/television equipment for hearing-impaired persons (Excess Cost)
Transportation expenses relative to health care (Corresponding medical documentation requested)
Tubal Ligation / Tubal Ligation Reversal
Vaccinations
Vasectomy / Vasectomy Reversal
Walkers/Canes (purchase or rental)
Wheelchair (purchase or rental)
X-rays
Allergy Medicine
Analgesics
Antacids
Antibiotics, First Aid
Anti-Diarrhea Medicine
Antihistamines
Anti-Inflammatory
Aspirin
Bandaids/Bandages
Burn Treatments
Calamine Lotion
Cold and Flu Medicine
Cold/Hot Packs
Contact Lens Solutions/Cleaners
Contraceptives
Corn and Callus Removers
Cough Drops
Crutches
Decongestants
Denture Adhesive
Diabetic Supplies
Diaper Rash Treatment
Digestive Aids
Ear Wax Removal Kits
Elastic Wraps
Expectorants
Eye Drops
First Aid Kits
Head Lice Treatment
Heating Pads
Hemorrhoid Treatments
Incontinence Supplies
Insect Bite/Sting Medicine
Laxatives
Menstrual Pain Relievers
Motion Sickness Medicine
Muscle/Joint Pain Relievers
Nasal Sinus Sprays
Nicotine Patches, Gum, Lozenges
Oral Wound Treatments (cold sores)
Oxygen Equipment
Pain Relievers
Pedialyte (dehydration)
Pregnancy Test Kits
Prenatal Vitamins
Psoriasis Treatment
Reading Glasses
Rubbing Alcohol
Sinus Medication
Skin Irritation Treatment
Sunburn Treatments
Sunscreen (SPF 30 or higher)
Thermometers
Throat Lozenges
Wart Remover Products
Wrist/Joint Supports
Yeast Infection Medication
Use our downloadable worksheets to plan your FSA elections:
If you would like more information about our FSA products, download the Flexible Spending Account Plan Employee Brochure or contact us.