Ineligible Expenses

Medical expenses you can have reimbursed through your medical FSA include services incurred by you or your eligible dependents for the diagnosis, treatment or prevention of disease or for the amounts you pay for transportation to get medical care.

In general, deductions allowed for medical expenses on your federal income tax [according to IRC Section 213 (d)] may be reimbursed through your FSA. It is possible that changes in the IRS rules can affect the eligible, potentially eligible, and/or ineligible expense categories.

The following is a partial list of ineligible expenses. A more complete list is available when you sign into your account. If you have any questions about an item's eligibility, please contact customer service.

Ineligible Medical Expenses

Bottled Water

Cleaning Service

Cosmetic surgery and procedures

Cosmetics, hygiene products and similar items

Dancing lessons

Diapers or diaper service

Diet foods

Ear or body piercing

Electrolysis or hair removal

Feminine hygiene products (e.g. tampons)

Funeral, cremation or burial expenses

Hair colorants

Hair transplants

Household help

Illegal operations and treatments

Illegally obtained drugs

Late fees (e.g. for late payment of bills for medical services)

Lodging while attending a medical conference

Marijuana or other controlled substances in violation of federal law

Marriage Counseling

Maternity clothes

Meals

Medical newsletter

Missed appointment fees

New Parent / Newborn child care classes

Non-prescription eyeglasses, sunglasses, safety glasses or contacts

Pre-payments

Prescription drug discount program fees

Prescription drugs and medicines imported from other countries

Sports training and activities

Surrogate expenses

Swimming Lessons

Swimming Pool and Maintenance

Tanning salons and equipment

Teeth Whitening

Transportation costs of disabled individual commuting to and from work

Travel for general health improvement

Veneers

Vision discount program fees

Ineligible Over-the-Counter (OTC) Expenses

Antiperspirant

Blemish Concealer

Chapsticks/Lip Balm

Cosmetics

Dental Floss

Denture Cleaning Products

Deodorant

Face Creams

Feminine Hygiene Products

Hand/Skin Lotion

Make Up

Moisturizers

Shampoo

Shaving cream/lotion

Soap

Sunscreen (Under SPF 30)

Suntan Lotion

Swabs

Teeth Whitening Products

Toothpaste/Toothbrushes

Plan Your FSA Elections

Use our downloadable worksheets to plan your FSA elections:

Need More Information?

If you would like more information about our FSA products, download the Flexible Spending Account Plan Employee Brochure or contact us.