A Health Reimbursement Account (HRA) gives you the opportunity to manage your health care expenses in partnership with your employer. Designed to offset the cost of a high-deductible health plan, an HRA is an arrangement designed by your employer to reimburse you for eligible medical expenses.
Every year, your employer puts money aside in an HRA to help you pay for eligible medical expenses. You pay no taxes on the money, and you manage the account.
If you use all of the money in your account, you pay the rest of your deductible out of your pocket. If you have unused money in your HRA at the end of the plan year, some plans allow you to apply the balance to the following year. Lastly, because the funds in your account are owned by your employer, if you leave the company, you typically will forfeit the money in your account.
Please refer to your plan's summary plan description for more information on how your HRA works.
Learn more about claim submission tips.
Visit the forms and materials area of this site to download a variety of HRA resources. You can also login to view account status and more.
Have questions about HRAs? Contact us. Our customer service representatives are available Monday-Friday, 7:00 a.m.-7:00 p.m. (Central Time).