Medical expenses you can have reimbursed through your HSA include services incurred by you or your eligible dependents for the diagnosis, treatment or prevention of disease or for the amounts you pay for transportation to get medical care.
In general, deductions allowed for medical expenses on your federal income tax [according to IRC Section 213 (d)] may be reimbursed through your HSA. It is possible that changes in the IRS rules can affect the eligible, potentially eligible, and/or ineligible expense categories.
HSA eligible medical expenses do not include medical premiums except COBRA, health insurance (other than Medicare Supplement policies) after the individual has reached age 65, qualified long-term care insurance, and health coverage while the account holder is receiving unemployment compensation. Premiums for employer-sponsored retiree medical plans can also be paid from the HSA.
The following is a partial list of eligible expenses. A more complete list is available when you sign into your account. If you have any questions about an item's eligibility, please contact customer service.
Abortion
Acupuncture
Alcoholism Treatment
Ambulance
Artificial Limbs
Asthma Treatments/Nebulizer
Bariatric surgery
Blood Pressure monitoring devices
Body Scans (e.g. MRI, CAT Scan)
Brace (e.g. knee, back, wrist)
Braille books/magazines
Childbirth/lamaze classes (related to birth)
Chiropractic Treatments (e.g. adjustments)
Circumcision
Co-insurance amounts (health, dental or vision)
Contact lenses (corrective)
Contraceptives (e.g. birth control pills, condoms, Norplant)
Convalescent home (for medical treatment only)
Co-payments (health, dental or vision)
C-PAP Machine and Supplies
Crutches (purchase or rental)
Deductibles (health, dental or vision)
Dental Procedures, non-cosmetic (e.g. x-rays, fillings, extractions, crowns, implants)
Dentures/Denture Adhesive
Diabetic supplies (e.g. insulin, syringe, monitor, insulin pump)
Drug Addiction/Substance Abuse Treatment
Embryo, Egg and Sperm Storage Fees
Eye exams
Eye surgery (laser or radial keratotomy)
Eyeglasses - prescription sunglasses/safety glasses
Eyeglasses - reading
Fertility Treatments (e.g. artificial insemination, egg donor fees, in vitro)
Flu shots
Fluoridation Treatment at a dental office
Gambling Problem Treatment
Hearing tests, aids and batteries
Home Healthcare
Hormone Replacement Therapy (HRT)
Immunizations
Individual Counseling (counseling must be performed to alleviate or prevent a physical or mental defect or illness)
Lab tests
Long Term Care Premiums
Medical alert bracelet or necklace
Medical records charges
Mental health treatment facility
"Morning-after" contraceptive pills
Occlusal guards to prevent teeth grinding
Oral Surgery
Organ Transplant (including donor's expenses)
Orthodontics
Orthopedic Inserts
Oxygen and oxygen equipment
Patient responsibilities under the medical, dental or vision plan solely because of the plan's deductible, co-pay (coinsurance), reasonable and customary charge limit or benefit limit
Patterning Exercises
Physical Exams (routine, medical, well-child)
Physical Therapy
Prenatal/Postnatal Exams
Prescription drugs (prescription drugs imported from other countries are not covered)
Preventive care screenings (e.g. mammogram, colonoscopy)
Prosthesis
Psychiatric care
Shipping and handling fees for eligible expenses
Sleep study
Smoking Cessation medications/programs
Speech Therapy
Support braces/wraps (e.g. wrist, knee, elbow)
Surgical Stockings (e.g. Jobst Stockings)
Taxes paid for eligible expenses
Telephone/television equipment for hearing-impaired persons
Transportation expenses relative to health care (Corresponding medical documentation requested)
Tubal Ligation / Tubal Ligation Reversal
Vaccinations
Varicose veins, treatment of
Vasectomy / Vasectomy Reversal
Walkers/Canes (purchase or rental)
Wheelchair (purchase or rental)
X-rays
Acne Treatment
Allergy Medicine
Analgesics
Antacids
Antibiotics, First Aid
Anti-Diarrhea Medicine
Antihistamines
Anti-Inflammatory
Aspirin
Bandaids/Bandages
Burn Treatments
Calamine Lotion
Cold and Flu Medicine
Cold/Hot Packs
Contact Lens Solutions/Cleaners
Contraceptives
Corn and Callus Removers
Cotton Balls
Cough Drops
Crutches
Decongestants
Denture Adhesive
Diabetic Supplies
Diaper Rash Treatment
Digestive Aids
Ear Wax Removal Kits
Elastic Wraps
Expectorants
Eye Drops
Fiber Supplements
First Aid Kits
Head Lice Treatment
Heating Pads
Hemorrhoid Treatments
Incontinence Supplies
Insect Bite/Sting Medicine
Lactose Intolerance Pills
Laxatives
Medicated Lip Balm/Cream
Menstrual Pain Relievers
Motion Sickness Medicine
Muscle/Joint Pain Relievers
Nasal Sinus Sprays
Nasal Sprays/Strips for Snoring
Nicotine Patches, Gum, Lozenges
Oral Wound Treatments (cold sores)
Orthopedic Inserts
Oxygen Equipment
Pain Relievers
Pedialyte
Powder, Baby or Talcum
Pregnancy Test Kits
Prenatal Vitamins
Psoriasis Treatment
Reading Glasses
Rubbing Alcohol
Sinus Medication
Skin Irritation Treatment
Sunburn Treatments
Sunscreen (SPF 30 or higher)
Thermometers
Throat Lozenges
Wart Remover Products
Wrist/Joint Supports
Yeast Infection Medication
For questions about the health savings account, please call (651) 662-5065 or toll free at 1-800-859-2144. We're at your service.