Every year, your employer can credit money to an HRA for eligible health care expenses

• Employer contributions made to your HRA are not considered taxable income.
• Throughout the year, you decide how to use the money in your account to pay for eligible health care expenses.
• Depending on your plan, unused dollars may roll over to be added to next year’s starting balance, which means that you could have more money to help meet next year’s deductible.