SelectAccount is committed to providing you with best in class products and services. As part of obtaining our products and services, we understand that you provide SelectAccount with personal, private information and we take this responsibility seriously. This privacy policy is provided so that you will be aware of the measures we take to protect the privacy of your nonpublic personal information. It also describes information we collect and how we use this information to conduct our business. You agree that we may collect, use and share information as described in this privacy policy, subject to your right to limit information sharing as described below.
Through our normal course of business we obtain nonpublic, personal information about you which we use to service your account(s). Sources of this information include:
We have developed policies and procedures to keep your information confidential and secure. We restrict access to personal information to those employees and other parties who must use that information to provide services on our behalf. We maintain physical, electronic and procedural safeguards, in compliance with applicable laws, regulations and industry standards, to protect the nonpublic personal information that we obtain. We require the service providers who work with us to maintain the same level of confidentiality and security that we do.
In order to provide the products and services requested by you and to keep you informed of products and services offered by our affiliates, we may disclose nonpublic personal information that we collect about our customers and former customers to our affiliates. Companies in our corporate family who may receive this information are: Blue Cross and Blue Shield of Minnesota and its subsidiaries and affiliates. We share information within our corporate family for many reasons, such as:
We may disclose information that we collect about our customers, as described above, to nonaffiliated third parties, including the following:
We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
This Privacy Policy also applies when you visit us online. Here are some other things you should know about your online privacy rights:
We respect your privacy and are committed to the responsible use of information. We are part of a broad network of companies dedicated to best in class products and services. As such we wish to keep you informed of new products and services which may be of benefit to you. You may tell us not to send you information about new products and services by mail, telephone or e-mail. We may still send you communications about your existing accounts. You may tell us not to share any information about you with unaffiliated third parties, except that we may disclose information as required by law or as necessary to manage your accounts. You may tell us not to share with our affiliates your information from applications, credit eligibility, and information from sources used to verify information you provide to us. We may still share with our affiliates other types of information, such as your name, address, transaction information, balance and experiences with us. Residents of some states (including California and Vermont) may have additional privacy rights. SelectAccount adheres to all applicable state laws.
If you do not wish to exercise your right to opt-out of information sharing, no action is required. If you do wish to exercise your right to opt-out and limit our ability to keep you informed of beneficial products and services, please complete an opt-out (or "Opt-In Notice" for CA and VT Residents) form and send it to SelectAccount at:
We reserve the right to change this policy at any time. We will send you our updated Privacy Policy on an annual basis. Your choice will apply to all accounts under your name. We will process your request in a timely manner as soon as we receive it. If you would like to opt-out, please contact SelectAccount customer service for a form to complete.